PredictStats Academy Terms and Conditions

Last updated: May 3, 2026

These Terms and Conditions govern the sale and provision of the digital service "PredictStats Academy" and the conditions of access to the educational content made available within it. This document forms part of the contract concluded between the User and the Service Provider and is binding from the moment it is entered into.

§ 1. General Provisions

These PredictStats Academy Terms and Conditions (hereinafter: "Terms") govern the rules for the sale, delivery and use of the digital service "PredictStats Academy" (hereinafter: "Academy" or "Service") provided via the platform available at predictstats.com and its subdomains (hereinafter: "Platform").
The Service Provider and seller of the Academy is PREDICT STATS SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ (limited liability company) with its registered office in Świniarsko (33-395), ul. Świniarsko 134, entered in the commercial register of the National Court Register (KRS) under number 0001176159, NIP 7343656695, REGON 541866775 (hereinafter: "Service Provider").
The Academy is a digital product of an educational nature — it contains original training materials (video lessons, descriptions, supplementary materials) relating to the analysis of sports betting, bankroll management and market strategies.
The Terms are made available free of charge at predictstats.com/pl/academy-terms in a manner that allows them to be downloaded, saved and printed. Acceptance of the Terms is voluntary but necessary in order to conclude the contract.
The original language of the Terms is Polish. Translations into other languages are provided for convenience only — in case of discrepancy, the Polish version is binding.
Contact with the Service Provider on matters related to the Academy: contact@predictstats.com.
The Service Provider provides the Service exclusively by electronic means, on the terms set out in the Terms. The provision of the Service does not include any form of guarantee of financial results achieved by the User in activities outside the Platform.

§ 2. Definitions

Academy / Service — a paid digital service consisting of providing the User with online access to a library of original video Lessons and supplementary materials, for the duration of the Service Provision Period.
Lesson — a single unit of digital content (a video with a description) made available within the Academy in Polish and English versions.
Digital Content — all materials made available within the Academy, in particular video lessons, thumbnails, descriptions, lists, transcripts and any supplementary materials, regardless of the form in which they are stored.
Account — the User's individual account registered on the Platform, to which access to the Academy is assigned upon purchase.
Consumer — a natural person entering into a legal transaction with the Service Provider unrelated directly to their business or professional activity, within the meaning of art. 22¹ Kodeksu cywilnego (Article 22¹ of the Polish Civil Code).
Consumer-Entrepreneur — a natural person entering into a contract directly related to their business activity, where the content of that contract shows that it does not have a professional character for that person (art. 38a UPK and art. 7aa UPK).
CRA / UPK — ustawa z dnia 30 maja 2014 r. o prawach konsumenta (Act of 30 May 2014 on Consumer Rights, consolidated text: Journal of Laws 2020, item 287, as amended).
Service Provision Period — the period during which the Service Provider actually makes the Academy available on the Platform, commencing on the date of access activation and continuing indefinitely, subject to § 7 and § 15.

§ 3. Scope and Nature of the Service

Within the Academy, the User receives online access to the entire library of published Lessons and to Lessons published in future in the "Updates" section, for the duration of the Service Provision Period.
Lessons are delivered in streaming format via an external video infrastructure provider (Bunny Stream or another provider designated by the Service Provider). Digital Content is not delivered on a tangible medium and is not made available in a form allowing the source file to be downloaded.
Each Lesson is available in a Polish (PL) and English (EN) version. The choice of language version is the User's and may be changed at any time in the player.
The Academy also includes learning support tools: progress tracking, marking completed Lessons, auto-play of the next Lesson, and a course structure preview.
The number of Lessons published in the "Updates" section and their publication schedule are not determined in advance and remain at the Service Provider's sole discretion. The absence of new Lesson publications within a given period does not constitute improper performance of the Service.
The Service Provider reserves the right to edit, correct, re-record or remove individual Lessons if required by the currency of information, material quality or legal considerations. Such changes do not constitute a reduction of the scope of the Service within the meaning of art. 43q UPK, provided that the nature and core subject matter of the Academy are preserved.

§ 4. Conclusion of Contract and Payment Method

The contract for the provision of the Service is concluded at the moment of successful payment of the full Academy price and confirmation of the transaction by the payment operator.
To conclude the contract, the User must have an active Account on the Platform, read the Terms, confirm acceptance thereof, and grant the consents referred to in § 6.
Payment is processed via external payment operators: Stripe (for international users) or Przelewy24 (for users settling in PLN). The Service Provider does not store the User's payment card data.
Upon confirmation of payment, access to the Academy is activated automatically and assigned to the User's Account. If access is not activated within 24 hours of payment, the User should contact the Service Provider at contact@predictstats.com.
At the User's request, the Service Provider issues a VAT invoice in accordance with applicable regulations. The User provides billing details at the checkout stage or submits them within 30 days of the purchase date.
The contract is a one-time contract — it is not a subscription or recurring contract. After the contract is concluded, the User incurs no additional fees for access to the Academy.

§ 5. Price and Currency

The Academy price is published on the sales page in the "Pricing" section and expressed in Polish zloty (PLN) as the base price.
All prices are gross prices and include applicable VAT.
For users in other currencies, the price may be displayed indicatively in EUR and USD based on the current exchange rate — the amount actually charged in a currency other than PLN may slightly differ due to the exchange rate of the payment operator and the User's bank.
The price applicable to a given transaction is the price displayed at the time of initiating payment. A possible price change after the contract is concluded does not affect the concluded contract and does not give rise to a claim on the User's part.
The Service Provider may periodically offer discount codes or promotional reductions. The conditions for their use are determined on a case-by-case basis in marketing communications and may not be combined with other promotions unless expressly stated otherwise.

§ 6. Consent to Immediate Commencement of Service and Waiver of Right of Withdrawal

The Academy is digital content not delivered on a tangible medium within the meaning of art. 38 pkt 13 UPK (Article 38 point 13 of the Polish Consumer Rights Act). In the case of such digital content, the Consumer has no right of withdrawal from a distance contract if performance has begun with their express and prior consent and after they have been informed of the loss of the right of withdrawal.
By placing an order, the User who is a Consumer (and a Consumer-Entrepreneur) grants express and prior consent to the commencement of performance (activation of access to the Academy) before the 14-day withdrawal period expires and acknowledges that upon commencement of performance they lose the right of withdrawal from the contract.
The consents referred to in paragraphs 1 and 2 above are collected in an explicit manner before payment is made — by means of active confirmation (checking a checkbox or clicking a button whose description contains the above declarations). Absence of the required consents prevents the conclusion of the contract.
Activation of access to the Academy (enabling playback of the first Lesson) constitutes the commencement of performance within the meaning of art. 38 pkt 13 UPK.
The provisions of this paragraph do not exclude or limit any rights of the Consumer that cannot be excluded or limited under generally applicable law.
A User who is neither a Consumer nor a Consumer-Entrepreneur has no right of withdrawal from a distance contract under generally applicable provisions of law.

§ 7. Access Period — Indefinite for the Duration of the Service Provision Period

Access to the Academy is indefinite for the duration of the Service Provider's Service Provision Period — the User may use it without time restrictions throughout the entire period during which the Academy is actually available on the Platform. Marketing expressions such as "lifetime access" or equivalents are to be understood exclusively in the sense defined in this paragraph and § 15.
The Service Provider guarantees a minimum Service Provision Period of 36 (thirty-six) months counted from the date of the User's access activation. During this period, the Service Provider may not cease providing the Service for reasons other than those specified in § 15 para. 4 (force majeure, decisions of state authorities, irremovable loss of infrastructure).
After the minimum period referred to in para. 2 has elapsed, the Service Provider may decide to cease providing the Service subject to the conditions set out in § 15. In such a case, the User is not entitled to a claim for a refund of the price or any proportional part thereof — full equivalent performance is deemed to have been rendered for the guaranteed period.
The Service Provider will use due diligence to provide the Service without interruption after the minimum period has elapsed, but provides no guarantee or assurance of any specific duration in this regard. The digital nature of the Service and its dependence on third-party providers (video hosting, payment infrastructure) precludes any form of "lifetime" guarantee in the literal sense of the word.
Access to the Academy is tied to the existence of the User's Account and the Platform. Voluntary deletion of the Account by the User results in loss of access and does not entitle the User to a refund of any amount.
If generally applicable law, decisions of regulatory authorities or court judgments require the Academy or any part thereof to cease, the Service Provider will notify Users immediately. In such a situation no damages claims or refund claims arise, provided that the necessity to cease was not caused by any fault of the Service Provider.

§ 8. Content Updates

The Service Provider may, during the Service Provision Period, publish new Lessons in the "Updates" section as part of the original Academy price. Publication of new Lessons is an additional service and does not increase the price or require any surcharge.
The publication schedule for new Lessons is not binding and does not create an obligation on the Service Provider to deliver a specific number of Lessons within a specific timeframe. Marketing language such as "free updates" means only that any new Lessons published during the Service Provision Period require no surcharge.
The Service Provider will update the Academy to the extent necessary to maintain its conformity with the contract within the meaning of art. 43k UPK, in particular with regard to security updates.
The Service Provider is not obliged to make updates to substantive content beyond para. 3 above, if the scope of the delivered Academy remains consistent with the description presented at the time of purchase.

§ 9. Copyright and Licence

All Digital Content made available within the Academy — in particular video lessons, descriptions, thumbnails, transcripts, course structure and supplementary materials — constitutes works within the meaning of the ustawa z dnia 4 lutego 1994 r. o prawie autorskim i prawach pokrewnych (Act of 4 February 1994 on Copyright and Related Rights, consolidated text: Journal of Laws 2022, item 2509) and is protected by copyright.
The economic copyright to Digital Content belongs exclusively to the Service Provider. Purchase of the Academy does not result in the transfer of any economic copyright to the User.
Upon activation of access, the Service Provider grants the User a non-exclusive, non-transferable, non-assignable, non-sublicensable licence to use the Digital Content exclusively for the User's own personal, non-commercial educational purposes, for the duration of the Service Provision Period. The licence is limited to streaming Digital Content via the Platform's official player within the User's Account.
The User is strictly prohibited from: (a) downloading, copying, reproducing or permanently recording Digital Content in any form (including via screen recording software, downloaders or any other technical tools); (b) sharing, redistributing, publicly performing, transmitting or publishing Digital Content in any form or in any place, including on the internet, social networks, video platforms, in private messages or during training sessions.
The User is also prohibited from: (c) sharing the Account or Account login credentials with third parties; (d) using Digital Content for commercial purposes, including in their own training sessions, courses or publications (paid or free); (e) creating compilations, translations, adaptations or other derivative works based on Digital Content; (f) removing, modifying or obscuring any of the Service Provider's markings (logos, watermarks, copyright notices).
For the avoidance of doubt, the following is exclusively permitted: watching Lessons in the Platform player while logged in to the User's Account, taking personal notes for private use, and exercising permitted personal use within the limits set out in art. 23 of the ustawa o prawie autorskim i prawach pokrewnych (Act on Copyright and Related Rights) — excluding, however, recording of entire Lessons or substantial parts thereof in digital form.
The Service Provider applies technical and organisational measures to protect Digital Content, including signed short-term streaming links, referrer restrictions and monitoring of unusual Account activity. Attempts to circumvent these security measures constitute a breach of the Terms and may constitute a breach of criminal law provisions (including art. 117 et seq. of the Act on Copyright — ustawa o prawie autorskim).
If a breach of the provisions of this paragraph is established, the Service Provider is entitled to immediately block the Account and terminate the contract with immediate effect, without any right of refund, regardless of pursuing civil liability claims (including for damages and disgorgement of benefits) and criminal liability.
The Service Provider reserves the right to embed dynamic markings (watermarks) in Digital Content containing the User's identifier, enabling the identification of the source of any unauthorised redistribution.

§ 10. Account and Terms of Use

Use of the Academy requires an active Account on the Platform. An Account is assigned to one natural person and may not be shared.
The User is obliged to maintain the confidentiality of their Account login credentials and not to share them with third parties. All actions performed within the Account are deemed to have been carried out by the User.
The Service Provider is entitled to monitor Account activity for unusual behaviour that may indicate Account sharing or a breach of the Terms, in particular: (a) simultaneous logins from multiple devices or locations; (b) parallel playback of Lessons from multiple sessions; (c) unusual network traffic patterns.
In the event of reasonable suspicion of a breach of the Terms or Account sharing, the Service Provider may: (a) temporarily restrict access to the Academy pending investigation; (b) require additional identity verification; (c) permanently block the Account and terminate the contract in accordance with § 9 para. 8.
The User undertakes to use the Academy in a manner consistent with the Terms, generally applicable law, good practices and the rights of third parties.
The Service Provider may introduce technical limits (e.g. on the number of simultaneous playback sessions) necessary to ensure Service stability and copyright protection. Users will be notified of the introduction of material limits in a manner allowing them to review the limits before they take effect.

§ 11. Technical Requirements

Use of the Academy requires an end-user device with internet access (computer, smartphone, tablet) equipped with a current version of a popular browser (Chrome, Firefox, Safari, Edge) with JavaScript enabled and cookie acceptance.
Minimum recommended internet connection speed: 5 Mbps for SD quality, 10 Mbps for HD quality and 25 Mbps for Full HD quality.
An active Account on the predictstats.com Platform and an email address used for login and communication with the Service Provider are also required.
The Service Provider is not responsible for improper functioning of the Academy caused by the User's failure to meet the technical requirements, restrictions imposed by the User's internet service provider, antivirus software, network administrator blocks or other factors outside the Service Provider's control.

§ 12. Complaints and Non-Conformity with the Contract

The User has the right to submit a complaint in the event of non-conformity of Digital Content with the contract within the meaning of art. 43k–43r UPK. Complaints should be sent to contact@predictstats.com.
A complaint should include: first and last name, email address associated with the Account, a detailed description of the identified non-conformity, the date of occurrence and the resolution expected by the User.
The Service Provider will process the complaint within 14 calendar days of receipt and will inform the User of the outcome by email. Failure to respond within this period does not mean the complaint is upheld.
If non-conformity of Digital Content with the contract is confirmed, the Service Provider will restore conformity (e.g. by fixing a technical issue or re-making the material available). If restoring conformity is impossible or would require excessive costs, the User is entitled to submit a declaration of price reduction or withdrawal from the contract on the terms set out in art. 43o UPK.
A Consumer may use out-of-court methods of complaint resolution and redress, including the European Commission's ODR platform available at https://ec.europa.eu/consumers/odr and the assistance of the Consumer Ombudsman (www.uokik.gov.pl).

§ 13. Refunds

Due to the nature of the Academy (digital content not delivered on a tangible medium) and the User's explicit consent granted in accordance with § 6 of the Terms, the right of withdrawal from a distance contract does not apply from the moment performance commences (access to the Academy is activated).
The price paid for the Academy is non-refundable in particular in the following cases: (a) the User changes their mind after commencing use of the Academy; (b) access is not used in full or in part; (c) the User is dissatisfied based on a subjective assessment of the content; (d) the expected financial results from activities outside the Platform are not achieved; (e) the User voluntarily deletes their Account; (f) the Account is blocked as a result of the User's breach of the Terms.
The Service Provider may consider an individual refund request in exceptional, justified circumstances, in particular: (a) double charging of a card or other payment error not attributable to the User; (b) permanent inability to access the Academy through the fault of the Service Provider despite correct payment; (c) a permanent, irremediable Platform failure preventing use of the Academy for a period exceeding 30 days.
The decision to grant a refund in the cases referred to in para. 3 lies with the Service Provider and is made individually after analysis of the submission. Acceptance of such a refund does not constitute recognition of the User's right to a refund in other cases.
A refund request should be sent to contact@predictstats.com together with the User's first and last name, the email address associated with the Account, the transaction date and identifier, and reasons for the request.
The request will be processed within 14 calendar days of receipt. In the event of a positive decision, the refund will be made using the same payment method used at the time of purchase, within 14 days of the decision.
An unjustified chargeback filed with the bank or card operator without following the complaint procedure referred to in § 12 may result in permanent blocking of the Account and the Service Provider pursuing the cost of dispute handling from the User.

§ 14. Educational Nature and Liability

The Academy is exclusively educational in nature. Digital Content constitutes a description of analytical and strategic methods used by the Service Provider and its associates in their analytical activities — it does not constitute investment, financial, legal or tax advice within the meaning of applicable law.
The Service Provider does not guarantee any specific financial result achieved by the User in activities carried on outside the Platform, in particular in the area of sports betting. All financial decisions made by the User are made at their sole risk.
The User acknowledges that participation in sports betting involves the risk of financial loss and may lead to addiction. The Service Provider recommends using services consciously, within one's own financial means and in compliance with the applicable law of the User's country of residence (in particular the ustawa z dnia 19 listopada 2009 r. o grach hazardowych — Act of 19 November 2009 on Gambling).
The Service Provider's liability to a User who is neither a Consumer nor a Consumer-Entrepreneur on any grounds related to the Academy is limited to the amount of the price paid by that User for the Academy in the preceding 12 months. Liability for lost profits, indirect damages and damages resulting from the User's gambling activities is excluded.
The limitations on liability referred to in para. 4 do not apply to the extent that their application is excluded by mandatory law, including in relation to Consumers and in the event of wilful misconduct by the Service Provider.
The Service Provider is not responsible for the actions of third parties (including infrastructure providers, payment operators and the User's internet service provider) or for damages arising from force majeure.

§ 15. Modification, Suspension and Discontinuation of the Service

The Service Provider is entitled to make necessary changes to the scope and manner of providing the Academy, in particular to the technical layer, course structure, learning support tools and infrastructure providers, if such changes are required due to: technological development, security considerations, the need to comply with applicable law, or maintaining Service quality.
The Service Provider may make changes to the Academy that go beyond maintaining conformity with the contract (art. 43r UPK) only for justified reasons (product development, change of business model, supplier restrictions) and provided that they do not involve additional costs for the User. The User will be notified of any material change to the Academy's features on a durable medium with appropriate advance notice and informed of their rights.
The Service Provider may temporarily suspend provision of the Academy (planned technical downtime, maintenance work, failures). Brief technical interruptions do not constitute improper performance of the Service and do not entitle the User to a refund.
After the minimum guaranteed Service Provision Period referred to in § 7 para. 2 has elapsed, the Service Provider is entitled to discontinue provision of the Academy subject to giving at least 90 days' notice sent to the User's email address associated with the Account. The notice will specify the planned discontinuation date.
The Service Provider may discontinue provision of the Academy with immediate effect (without the 90-day notice period) in the event of: (a) force majeure; (b) a decision of a competent state authority or court judgment; (c) permanent, irremediable loss of technical infrastructure (e.g. loss of access to the video hosting provider with no possibility of migration); (d) dissolution or insolvency of the Service Provider.
Following discontinuation of the Academy in accordance with para. 4 or 5 — provided the minimum period under § 7 para. 2 has elapsed — the User is not entitled to claims for a refund of the price or any proportional part thereof, as equivalent performance is deemed to have been fully rendered. The Service Provider may, as a gesture of goodwill, offer Users alternative forms of access to content (e.g. temporary archive access), but is not obliged to do so.
In the event of termination of the contract through the User's fault (in particular as a result of a breach of § 9 or § 10), the Service Provider is entitled to immediately block access without any right of refund.

§ 16. Personal Data

The controller of Users' personal data is the Service Provider. Detailed information on the processing of personal data, legal bases, User rights and retention periods is set out in the Privacy Policy available at predictstats.com/pl/privacy-policy.
The User's personal data is processed in particular for the purpose of: concluding and performing the Service contract (art. 6 para. 1 lit. b RODO/GDPR), issuing invoices and maintaining tax records (art. 6 para. 1 lit. c RODO/GDPR), handling complaints and pursuing any claims (art. 6 para. 1 lit. f RODO/GDPR).
Data may be entrusted to processors cooperating with the Service Provider (payment operators, video and hosting infrastructure providers, email service providers) solely to the extent necessary for the provision of the Service and on the basis of written data processing agreements.
The User has rights under RODO/GDPR — in particular the right of access to data, rectification, erasure, restriction of processing, portability, objection and the right to lodge a complaint with the President of the Personal Data Protection Office (Prezes Urzędu Ochrony Danych Osobowych).

§ 17. Final Provisions

Matters not regulated in the Terms are governed by Polish law, in particular the Kodeks cywilny (Civil Code), the ustawa o prawach konsumenta (Consumer Rights Act), the ustawa o świadczeniu usług drogą elektroniczną (Act on the Provision of Electronic Services) and the ustawa o prawie autorskim i prawach pokrewnych (Act on Copyright and Related Rights).
The court with jurisdiction over disputes arising from a contract with a Consumer is the court having jurisdiction under the general rules of the Code of Civil Procedure — in particular the court of the Consumer's place of residence. The court with jurisdiction over disputes with a User who is not a Consumer is the court of the Service Provider's registered office.
The Terms may be amended by the Service Provider for important reasons, such as: changes in law, functional development of the Academy, changes to the business model, changes of infrastructure providers, or the need to clarify provisions. Users with active Academy access will be notified of any amendment by email to the address associated with their Account with at least 14 days' advance notice.
Amendments to the Terms may not lead to a restriction of rights acquired by Users before the amendments take effect. A User who does not accept the amendments may, within 14 days of their publication, submit a declaration of non-acceptance, which results in termination of the contract — in such a case the Service Provider will make an individual assessment of a proportional refund of the price, taking into account the extent of the Service already used, counted from the date of access activation.
The currently applicable version of the Terms is available at predictstats.com/pl/academy-terms along with the date from which it applies.
The Terms enter into force on the date of publication on the Platform.

§ 18. Contact

All questions regarding the Terms, the Academy and complaints should be directed to contact@predictstats.com.
Postal address of the Service Provider: PREDICT STATS SP. Z O.O., ul. Świniarsko 134, 33-395 Chełmiec, Poland.
The Service Provider endeavours to respond to enquiries within 2–3 business days, subject to the time limits arising from applicable law (in particular the 14-day complaint processing period referred to in § 12 para. 3).

PREDICT STATS SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ

ul. Świniarsko 134, 33-395 Chełmiec

NIP: 7343656695 | KRS: 0001176159 | REGON: 541866775

contact@predictstats.com